Since January, DH and I have reduced our credit card debt by 2/3! Part of this is due to our austerity plan, which I told you guys about in
this previous post. Here's what we've done in the last month or so to cut down on spending.
1. Not using the car on the weekends, except for a monthly shopping trip (necessities only in NJ). This saves on gas and tolls, which in NYC and surrounds is $$$$.
2. Changing garages. DH put in a lot of effort to switch garages. Our old one is way too expensive, and the "manager" gave him a hard time about canceling the contract. In fact, she sounds like one of the nastiest people we've ever encountered living in Manhattan, and that is saying a lot. Two hundred and fifty dollars saved per month.
3. Not getting clothes dry cleaned anymore. Sure we miss those beautiful, crisp creases, but this saves so much money and is better for the environment. I make sure to take better care of my clothes, so I have to launder them less often. We are still in the market for an iron and ironing board so that I can do some ironing on the weekends.
4. Canceling Netflix.
5. Trying to cancel our magazine subscriptions, i.e. New York Magazine and Wired. There is absolutely no way to get in contact with a live person at Conde Nast (or any customer service subcontractor) to cancel Wired. In fact, for a tech magazine, it's rather ironic that we had to wait months before our first issue was delivered. While DH and I were getting this magazine, we found the writing to be "puffy" and the layout to be non-intuitive and jumbled. Such a sensationalistic tone, too! We had been using the issues as disposable coasters, and when I tried to cancel our subscription, an online format made it seem easy, but a couple of weeks ago, I just got another issue. This made me really angry! I'll have to spend valuable time this week canceling for good, and I will certainly keep you guys posted. (05/13 update: appears to have been canceled, or I got a partial refund ...)
6. I haven't bought a single article of clothing since fall when I got some pieces at TJ Maxx to extend my work wardrobe.
7. Getting rid of the storage unit. My parents were kind enough to clear out some room in their enormous basement, so that DH and I didn't have to spend the extra money every month, on a remote storage space in Long Island City. After his Boards, the Mister and I will pack everything up, rent a UHaul and drive it down to MD. Even with renting a truck, this will save us almost two hundred dollars a month. This will make moving easier too, when the time comes.
8. I haven't been to a salon in many, many moons, and I had stopped getting regular manicures/pedicures sometime during law school. Being a bit attentive every day goes a long way. For example, to maintain the shape of my brows, I simply look and pluck every day, instead of having a beautician do a "makeover," I just have to keep the shape after a rare waxing. (I am, however, treating myself to a cut and color tomorrow for a wedding in early May!)
It's amazing how much money we've "saved" just by being a bit more careful in our day-to-day habits. I'm really proud of the Mister (and myself).
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| I had a piggy bank exactly like this one as a kid. I never put one cent in it, because I was told money had germs on it, and I wanted to keep my piggy bank clean. I was really OCD. |